Monday 12 January 2015

For a while now we have heard in the news how competitive mortgage products are and this week we saw a glimpse of this in the longer term products. We saw the first 10 year fixed rate fall below 3% and it is possible that we could see others follow suit.

Given the uncertainty that lies ahead regarding interest rates it may not be a bad idea to secure a longer term product while the rates are at such attractive levels. When the interest rate is increased, which many economists are predicting will be later this year, it is unlikely we will see rates of this level for quite some time.

It is encouraging to hear that a new lender has entered the market. This sends out a positive signal in regards to the strength of the industry and offers even more competition to the market. There are also other lenders who are looking to open up their products to intermediaries this year.

For any advice on long term mortgage products please contact us on 01977 674455 or send a message via our website http://www.ramortgages.co.uk/contact.html.

Your home may be repossessed if you do not keep up repayments on your mortgage
 


A fee will be payable of £995 for mortgages up to £500,000, £1,500 for mortgages between £500,001 and £1,000,000 and £1,500 for mortgages over £2,000.

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